32 GB SD Card is much better than 64 GB or 128 GB

There isn't a strict rule that states you should use only low-storage capacity SD cards (e.g., 32 or 16 GB) instead of higher capacity ones (e.g., 64 or 128 GB). 

The choice of SD card storage capacity depends on your specific needs and use cases.

However, my personal experience suggests that there are a few factors to consider when choosing an appropriate SD card capacity:

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Risk of Data Loss: Using a larger SD card doesn't inherently increase the risk of data loss. 

However, if you store a lot of data on a single large-capacity card and that card becomes corrupted or fails, you could potentially lose more data than if you spread it across multiple smaller cards. 

Regular backups are crucial regardless of SD card capacity. 

This happened to me. Before a trip, I bought a 64 GB SD card that worked very well during my travels. 

Upon returning, I used this SD card with my laptop to view my travel photos and videos. 

However, when I inserted it back into my mobile phone, it prompted me to format the SD card, resulting in data loss. 

I learned that using several 32 GB SD cards could be a safer approach. 

For those taking many photos and videos during their travels, 16 GB SD cards might seem small. 

In my experience, an optimum choice would be 32 GB.

Storage Needs: The second most important consideration is your storage requirements. 

If you have a lot of data to store, such as high-resolution photos, videos, or other files, a higher-capacity SD card may be more suitable for you. 

Conversely, if you have limited storage needs, a lower-capacity SD card could suffice. 

In my personal experience, storing everything in a higher-capacity SD card is ideal if it remains fixed, meaning you won't use the SD card for transferring data between different devices. 

Reserve a higher-capacity SD card for use in a single device.

Device Compatibility: Some older devices might have limitations when it comes to reading higher-capacity SD cards. 

However, modern devices are generally compatible with a wide range of SD card capacities. Always check the manufacturer's specifications to ensure compatibility. 

This is why I mentioned earlier that it's best not to remove a higher-capacity SD card from your device.

Cost: Higher-capacity SD cards tend to be more expensive than lower-capacity ones. 

Your budget could influence your decision. 

Budget is less important factor than risks of loosing all data from Higher-capacity SD cards, in my opinion. 

Backup and Organization: Depending on your usage, a higher-capacity SD card might allow you to keep more data on the card before needing to transfer it elsewhere. 

This could be useful for trips or events where you can't immediately transfer files to another storage location. 

My personal experience underscores the significant risk of compatibility issues and data loss when using higher-capacity SD cards.

Performance: Generally, higher-capacity SD cards do not negatively impact device performance. 

However, the card's speed class (indicated by a number within a circle) can affect data transfer speeds. This is particularly relevant for video recording or transferring large files.

Future Needs: Consider your potential future storage needs. 

If you anticipate needing more space in the future, it might be wise to invest in a higher-capacity SD card to avoid the hassle of upgrading sooner.

In summary, the choice between a low-storage capacity (e.g., 32 or 16 GB) and a higher-storage capacity (e.g., 64 or 128 GB) SD card depends on your specific requirements. 

Assess your current and future storage needs, device compatibility, budget, and backup strategies when making your decision. 

It's essential to choose the SD card that best fits your usage patterns and preferences. 

In my personal experience, using several 32 GB SD cards is the best option.